TPD Claims in Tasmania
No Win, No Fee
You may have TPD insurance through your super, including cover you don't even know exists.
Tasmanians Are Owed Millions
Millions in Unclaimed TPD & Income Protection Payouts
Most people don't know their super holds this entitlement. Find out where you stand — free, in under 30 seconds.
How a TPD Claim Works
Every claim moves through three stages — Sow, Nurture, Thrive — the same story behind our name.
SOW
Understand & Prepare
NURTURE
Manage & Communicate
THRIVE
Decision & Settlement
Free Initial Assessment
A no-cost, no-obligation conversation about your circumstances, work history, and super and insurance situation.
Locate All Your Cover
Every super fund, TPD policy, income protection policy and insurance cover you hold or have held — including ones you've forgotten.
Gather Evidence
We work with you and your medical providers to compile the documentation your insurer and fund require.
Lodgement of Your Claim(s)
We formally lodge your claim(s) with each insurer and super fund trustee, meeting every requirement from day one.
Managing the Assessment
We handle all correspondence, follow-up, and negotiation with funds and insurers, keeping you updated throughout.
Approval, Payment & Withdrawal
Support through payment and, where applicable, early release of your super on permanent incapacity grounds.
A Real Story From Tasmania
Outcome:TPD Approved
Peter, 39, worked as a forklift driver until a workplace injury left him with a serious neck injury that affected his ability to work.
Peter was receiving the Disability Support Pension (DSP), but he didn't realise he could also have TPD insurance through his superannuation.
After discovering Thrive Claims, Peter spoke with our team about his circumstances. We investigated his superannuation and were able to locate his TPD cover. From there, we helped Peter navigate the claims process, manage the required documentation and deal with the insurer on his behalf.
Peter's TPD claim was successfully approved and paid.
Peter didn't know he had TPD cover. We helped him find it, and helped him claim it.
TPD & Income Protection Support for Tasmanians
If you're a Tasmanian who has stopped working, or is struggling to remain at work due to illness or injury, you may be entitled to a Total and Permanent Disability (TPD) lump-sum benefit and, in some circumstances, Income Protection payments through your superannuation. This may apply regardless of where you live or work in Tasmania, and whether your illness or injury occurred at work or elsewhere.
Thrive Claims helps Tasmanians investigate potentially relevant insurance cover and navigate the TPD claims process from beginning to end, supporting clients throughout Hobart, Launceston, Devonport, Burnie and communities across the state.
If you receive the Disability Support Pension (DSP) or participate in the NDIS, you may still have TPD insurance through your superannuation. Depending on your circumstances and the terms of your cover, you may be able to pursue a TPD claim.
Your Previous Super Funds May Hold More Than You Realise
Over the course of your working life, you may have changed employers, switched superannuation funds or accumulated more than one super account. Insurance cover can sometimes be attached to these accounts, meaning your current super fund may not tell the whole story.
This is particularly important if you've worked for multiple employers or haven't reviewed your superannuation and insurance arrangements for some time. You may have held TPD or other insurance cover through a previous fund without ever needing to use it.
At Thrive Claims, we can investigate your superannuation history and help identify potentially relevant insurance cover. Our team can then explain what may be available and what the next steps could look like based on your circumstances.
You don't need to work through the process on your own. We can handle the investigation and claims process for you, giving you a clearer understanding of what cover may be available without the stress of navigating it yourself.
When health difficulties interrupt employment in Hobart, Launceston or Devonport, it can be hard to know whether superannuation is only retirement savings or also holds relevant insurance. Investigating Total & Permanent Disability insurance claims means checking the cover that applies and how your condition affects the work you can continue doing. Our support with superannuation claims can help clarify that position, with income protection claims considered where temporary incapacity and your policy terms make them relevant. Earlier employment may also leave insurance in more than one super fund to investigate. Thrive Claims' insurance claims services bring those questions together without presuming that every policy will result in a payment.
Tasmanians may find their ability to work affected by an illness that developed gradually, a serious diagnosis or an accident unrelated to employment. The enquiry could involve TPD cover for physical injury or illness or mental health-related TPD claims, including how symptoms affect reliable, ongoing work. Tasmania's workers compensation scheme is separate from superannuation insurance. A TPD assessment depends on the particular policy and supporting evidence, rather than requiring your condition to have begun in the workplace.
If you receive Disability Support Pension payments or access funding through the NDIS, there may still be an insurance position worth reviewing, but neither support arrangement automatically proves eligibility. People facing reduced work capacity after a motor vehicle accident may also need to distinguish super insurance from other accident compensation options. Across Glenorchy, Kingston, Burnie, the North West Coast and rural Tasmania, Thrive Claims can help you explore these questions remotely, without making travel to Hobart a condition of accessing support.
Explore Our Claim Services
Whatever your circumstances and wherever you reside, Thrive Claims's comprehensive claims management services have you covered.
TPD Claims in Hobart
We support clients throughout Hobart and greater Hobart, including the CBD, eastern and western suburbs, Glenorchy, Kingston and surrounding communities. Our service is remote, so you don't need to attend a city office to access support.
TPD Claims Support Across Tasmania
Launceston & Northern Tasmania
Thrive Claims assists people throughout Launceston and Northern Tasmania. If illness or injury has affected your ability to work, you can access the same claims support remotely as clients in Hobart.
Devonport & North West Coast
We support clients throughout Devonport, Burnie and the wider North West Coast. For people living outside the major centres, remote access can make it easier to manage the administrative side of a claim.
East Coast Tasmania
We support clients across Tasmania's East Coast and surrounding regional communities, with the entire process managed remotely by phone, email and video.
Midlands & Central Tasmania
People throughout the Midlands and Central Tasmania can access our remote service, without needing to travel to Hobart or Launceston.
Huon Valley & Southern Tasmania
We assist clients throughout the Huon Valley and wider southern communities, with the same level of support available regardless of distance from Hobart.
West Coast Tasmania
Thrive Claims supports clients throughout the West Coast, including regional and remote communities, using the same remote claims process available statewide.
Regional & Remote Tasmania
You don't need to live in Hobart or Launceston to access TPD claims support. Our remote process allows clients throughout Tasmania to communicate by phone, email and video.
WorkSafe Tasmania and TPD Claims Are Different
If your injury happened at work, you may already be receiving payments through WorkSafe Tasmania. These payments and a TPD claim are generally separate matters.
Workers compensation relates to your workplace injury and may include benefits such as weekly payments and medical expenses. A TPD claim, on the other hand, relates to insurance cover held through your superannuation and may provide a separate lump-sum benefit if you meet the relevant policy requirements.
Depending on your circumstances and the terms of your cover, you may be able to pursue a TPD claim while also receiving workers compensation benefits. Living in regional Tasmania does not prevent you from making a TPD claim, and you don't need to travel to the capital to access support.
If you're unsure whether your existing workers compensation claim and superannuation insurance could both apply to your circumstances, our Claims Specialists can discuss your situation with you confidentially.
Why Choose Thrive Claims?
Frequently Asked Questions About TPD Claims in Tasmania
Reviewed by The Thrive Claims Team — Last updated September 2026Can I claim TPD if I live outside Hobart?
Yes, potentially. Thrive Claims supports clients throughout Tasmania remotely.
Can I claim TPD if my injury happened at work?
A workplace injury does not automatically prevent a TPD claim. Workers compensation and TPD insurance are separate matters.
Can I claim TPD while receiving workers compensation?
Potentially. The interaction depends on your circumstances and the applicable policies and schemes.
What if I have changed super funds?
Previous super funds may contain potentially relevant insurance.
Do I need to travel to Hobart?
No. Our process can be managed remotely.
How much does a TPD claim cost?
Thrive Claims operates on a No Win, No Fee basis, subject to your agreement.
How long does a TPD claim take?
The timeframe varies depending on the insurer, super fund, medical evidence and complexity of the claim.
TPD Claims Resources
TPD Claims & Medical Conditions
TPD claims can arise from many different illnesses and injuries. Explore other medical conditions considered for TPD below.
TPD claims support, state by state.
Still Have a Question?
Confidential, obligation-free assessment. Free assessment for Tasmanians, statewide.