Why Thrive Claims Exists

You Shouldn't Have to Fight Alone.

Thrive Claims was built around a simple idea: Australians dealing with serious illness or injury shouldn't also have to fight their super fund or insurer alone.

Our Mission

The Shoulder You Can Lean On

We are a No Win, No Fee specialist advocacy firm dedicated to helping people access the Total and Permanent Disability (TPD), Income Protection, superannuation, and insurance entitlements they've often been paying for through their super for years without realising it. With over 20 years of combined industry experience, our mission is to be the shoulder that injured and unwell Australians can lean on — and the voice for the voiceless when a claims process feels stacked against them. We understand that behind every claim is a person dealing with real hardship, and we treat every case with the urgency and care that deserves.

Why Thrive

What Sets Us Apart

Experience in the detail.
Care at every stage.

01

We Live and Breathe Claims Complexity

Super fund and insurer definitions of "disability," "incapacity," and "own occupation" versus "any occupation" vary significantly between policies. We understand these distinctions in detail, and we know how to build a claim that satisfies them.

02

We Handle Multi-Fund, Multi-Policy Claims

Many Australians unknowingly hold several TPD or income protection policies across different super funds from past employment. We investigate your full insurance history to make sure nothing is missed.

03

We Work Hand-in-Hand With Legal Partners

For claims that are disputed, delayed, or unusually complex, we engage our partnering lawyers to strengthen your position — always with your knowledge and consent, and always factored into your upfront fee quote.

04

We Remove the Financial Risk

As a No Win, No Fee firm, there are no upfront costs and no hidden charges. You focus on your health and your recovery; we focus on your entitlement.

What We Do · Where We Help

Specialist Claims Support. Australia-Wide.

The right support should not depend on where you live or how complex your claim is. Explore our specialist services and the states we serve.

Australia-Wide Support06 states
Thrive Claims support across AustraliaThrive Claims supports people in Western Australia, South Australia, Queensland, New South Wales, Victoria and Tasmania. WASAQLDNSWVICTAS

What We Stand For

Our Values

Four promises that shape every claim, every conversation and every outcome.

01

Integrity

Transparent fees, honest advice, and no hidden costs — ever.

02

Compassion

We treat every case as the real hardship it is, not a file number.

03

Diligence

We chase every detail, every fund, and every deadline — proactively.

04

Accountability

One dedicated Claims Specialist owns your case, start to finish.

Our Promise to You

From First Call to Final Payment, You're Never Alone in This

We exist to take the stress out of the superannuation and insurance claims process, so you can focus on what matters most — your health, your recovery, and your future. From your first conversation with us through to claim resolution, you'll have a dedicated Claims Specialist who knows your case inside and out and keeps you informed at every stage.

We look forward to servicing you and helping you thrive.

Start a Conversation

Ready to Find Out Where You Stand?

Free assessment. No obligation. No pressure.

Check Eligibility Speak with Thrive Claims 1300 059 888