Answer a few quick questions below and we'll be in touch to let you know where you stand — free, and with no obligation.
1. Are you currently unable to work, or finding it very difficult to work, due to a mental or physical illness or injury? *
This is the core requirement for a TPD claim, either physical or mental health-related.
2. Has your illness or injury lasted, or is it expected to last, a significant period of time? *
Most policies require your condition to be ongoing or unlikely to substantially improve, not just short-term.
3. Have you ever had a superannuation account, current or from a previous job? *
Most TPD and income protection cover is held inside super, so this is often where an entitlement is sitting.
4. Have you had more than one super fund over your working life? *
If yes, you may hold more than one policy, which can mean more than one claim.
5. Have you seen a doctor, specialist, or other medical professional about your condition? *
Medical evidence is central to any claim — even limited treatment history can usually be built on.
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