A client receiving supportive guidance about a TPD claim

Medical conditions & TPD claims

Find your condition.
Understand your options.

Every illness and injury affects work differently. Explore the condition relevant to you and understand how it may connect to TPD insurance through super.

Check Eligibility Call 1300 059 888

Free assessmentNo Win, No Fee100% confidential

Search medical conditions

7 medical condition categories

All conditions Mental health Back, neck & spine Cancer Cardiovascular Neurological Pain & autoimmune Sensory & physical loss

Browse by condition

The diagnosis is only the beginning.

Your symptoms, occupation, treatment, functional limits and policy definitions all matter. Start with the condition closest to your experience.

Mental Health Conditions

Conditions that can affect concentration, communication, attendance, sleep and the ability to manage workplace demands.

DepressionEnergy, motivation and concentration PTSDSleep, confidence and emotional regulation Anxiety DisordersAttendance, communication and focus Bipolar DisorderMood, judgment and consistency Eating DisordersPhysical and psychological capacity

Back, Neck & Spine Conditions

Pain, restricted movement, weakness and nerve symptoms can affect lifting, sitting, standing, driving and walking.

Chronic Back PainPersistent pain and reduced function Herniated / Slipped DiscPain, weakness and nerve symptoms Spinal Surgery ComplicationsOngoing pain or restricted movement Degenerative Spine ConditionsProgressive mobility limitations

Cancer and TPD Claims

Cancer, treatment, surgery, fatigue, pain and recovery can each affect whether returning to work is sustainable.

Breast CancerTreatment and ongoing complications Prostate CancerTreatment and work capacity Bowel CancerTreatment and employment effects Lung CancerStamina and physical capacity MelanomaSerious illness and work capacity Blood CancersDiagnosis, treatment and fatigue LeukaemiaTreatment and ability to work

Cardiovascular Conditions

Heart and vascular conditions may affect stamina, physical capacity, concentration and workplace safety.

Heart AttackLasting effects after a cardiac event StrokePhysical, cognitive or communication limits Heart FailureStamina and regular work capacity CardiomyopathyPhysical capacity and stamina

Neurological Conditions

Neurological conditions can affect movement, coordination, cognition, communication and independence.

Multiple SclerosisMovement, vision, fatigue and cognition Parkinson’s DiseaseMovement, balance, speech and coordination Motor Neurone DiseaseProgressive physical function changes EpilepsySeizures, frequency and workplace safety Acquired Brain InjuryMemory, behaviour and physical function DementiaMemory, judgment and communication Alzheimer’s DiseaseProgressive memory and judgment changes

Chronic Pain & Autoimmune

Pain, fatigue, stiffness, reduced mobility and cognitive difficulties can make sustainable employment difficult.

FibromyalgiaPain, fatigue and concentration Chronic Fatigue SyndromePersistent fatigue and reduced stamina CRPSPain, sensitivity and movement restrictions ArthritisPain, swelling, stiffness and fatigue Rheumatoid ArthritisInflammation, fatigue and joint function OsteoarthritisJoint pain and restricted movement

Sensory & Physical Loss

Physical or sensory loss can change mobility, communication, safety and the tasks a person can perform at work.

AmputationLimb loss, rehabilitation and employment Vision LossReading, driving, mobility and safety Hearing LossCommunication and workplace safety

No exact match

Your condition does not need to be listed to potentially support a claim.

What matters more than a label

One diagnosis. Many different outcomes.

A diagnosis alone does not decide a TPD claim. The real question is how your health affects your ability to keep doing work suited to your education, training and experience.

Your work

The duties, demands and environment of your occupation.

Your capacity

What you can do reliably, safely and sustainably.

Your policy

The definition and evidence requirements that apply to you.

Specialist claim support

Specialist claims advocacy, on a genuine no win, no fee basis.

TPD ClaimsClaims guidance from first check to final decision. Superannuation ClaimsUnderstand the cover held through your super. Income Protection ClaimsSupport when illness or injury interrupts income. Multiple Super FundsCheck whether more than one policy may apply. Mental Health ClaimsConfidential, specialist support for psychological claims. Physical Illness ClaimsEvidence led claims for injury and serious illness. TPD for DSP RecipientsExplore TPD alongside Disability Support Pension. TPD for NDIS ParticipantsClear support designed around your circumstances. Motor Accident ClaimantsUnderstand how TPD may sit beside other claims.

Australia wide support

Wherever you are.

New South WalesTPD Claims Support VictoriaTPD Claims Support QueenslandTPD Claims Support Western AustraliaTPD Claims Support South AustraliaTPD Claims Support TasmaniaTPD Claims Support

Your condition does not need to be listed

Has your health changed your ability to work?

Tell us the full picture. Your first conversation is free, confidential and comes with no obligation.

1300 059 888

Check Eligibility Call now