together, we THRIVE!
No Win, No Fee TPD Claims Specialists
Helping Australians Thrive After Illness or Injury
If illness or injury has stopped you from working, you may be entitled to a Total and Permanent Disability (TPD) payout through your superannuation, often without knowing it. Thrive Claims exists to find this entitlement, fight for it, and get it paid to you, without you ever paying a cent unless we win.
We are a dedicated TPD and superannuation claims management firm, built specifically for Australians who are unwell, unable to work as a result, and facing an insurance or super fund process that is overwhelming and confusing at the best of times. With over 20 years of combined industry experience across claims management, insurance, and superannuation, our team knows exactly how funds and insurers assess claims, and exactly what's needed to get yours approved at the highest possible value.
Why Australians Choose Thrive Claims
- No win, no fee - you pay nothing upfront, and nothing at all unless your claim succeeds.
- No hidden costs - your fee is quoted in writing before any work begins and never changes.
- Multi-fund expertise - many Australians hold TPD or income protection cover in more than one super fund from past jobs. We track down every eligible policy so no entitlement is left behind.
- End-to-end support - from your first phone call to the day your payout lands in your account, one team manages the entire journey.
- Legal backup when it counts - where a claim is disputed or complex, we work alongside partnering lawyers to protect your position.
Our Core Services
Total and Permanent Disability (TPD) Claims
The largest and most common claim we manage. If illness or injury means you can no longer work in your usual occupation, or any occupation, you may be entitled to a lump sum through your super fund's TPD insurance. Read more about TPD claims →
Superannuation Claims
Most TPD and income protection cover sits inside your super fund, which means claiming involves both the insurer and the fund trustee. We manage both relationships so you don't have to. Read more about superannuation claims →
Income Protection Claims
If you hold income protection insurance, we can pursue an ongoing monthly benefit alongside your TPD claim, helping stabilise your finances while your lump sum is assessed. Read more about income protection claims →
Multiple Super Funds Claims
Changed jobs a few times? You may have TPD cover sitting in super accounts you've forgotten about. We locate every fund and lodge a claim on each one you're eligible for. Read more about multiple super funds claims →
How A Claim Works At Thrive
- Free initial assessment — we review your situation at no cost and no obligation.
- We locate every policy — current and historical super funds, workplace cover, and personal insurance.
- We gather the evidence — medical, employment, and financial documentation that meets your insurer's definitions.
- We lodge and manage the claim — handling correspondence, follow-up, and negotiation with funds and insurers.
- You get paid — we support you through approval, payment, and, where relevant, early release of your super on permanent incapacity grounds.