Australian living with a neurological condition

Neurological

Epilepsy and TPD Claims

Wondering how epilepsy affects your TPD options? It's genuinely more nuanced than seizure frequency alone. Thrive Claims can help you understand your circumstances.

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Epilepsy and work

When Epilepsy Changes Your Ability to Work

For some people, epilepsy can be well controlled with minimal impact on their ability to work. For others, seizures and their associated effects can create significant restrictions on employment, particularly in roles where safety, concentration, physical activity or operating machinery are important.

01

What Is Epilepsy?

Epilepsy is a long-term neurological condition characterised by recurrent seizures, occurring because of abnormal electrical activity in the brain. There are different types of seizures, and their effects can vary significantly; not all seizures involve dramatic movements or loss of consciousness.

Work capacity

Seizure Symptoms

01
Loss of awareness
02
Unusual movements
03
Muscle stiffening
04
Jerking movements
05
Confusion
06
Changes in sensation
07
Temporary loss of consciousness
08
Fatigue after a seizure

Work capacity

How Can Epilepsy Affect Employment

01Seizure frequency and type
02Loss of awareness
03Recovery time
04Medication side effects
05Risk of injury
06Workplace safety requirements
02

Driving Can Be Particularly Important for Employment

A person whose occupation requires professional driving, operating heavy machinery, working at heights or performing other safety-critical duties may face restrictions that significantly affect their ability to perform their usual job. This doesn't automatically establish TPD, but it can form part of the broader assessment of employment capacity.

03

Epilepsy and TPD Insurance

A diagnosis of epilepsy does not automatically establish TPD eligibility. A potential assessment may consider seizure frequency, severity and treatment response; medication and side effects; workplace safety and your occupation; and attempts to return to work and your prognosis. Can controlled epilepsy still affect your work? Yes, potentially. Even where seizures are reduced or controlled, medication side effects or restrictions on particular activities may still affect employment, for example, someone may be medically stable but unable to perform a role requiring professional driving. Whether this is relevant depends on your policy's definition.

04

What Evidence May Be Relevant?

Evidence may include neurologist reports, EEG results, seizure records, medication history, emergency department and hospital records, work capacity assessments, and driving or occupational restriction documentation. Keeping an accurate record of seizures and their effects may also help your treating team build a clearer picture over time. See TPD Medical Evidence →

05

When Epilepsy Changes What Work You Can Safely Do

Epilepsy can create difficult questions about work, safety and your future employment. If seizures or their consequences have made your occupation difficult or impossible to continue, Thrive Claims can investigate whether you have TPD insurance through your superannuation.

Questions, answered

Epilepsy FAQs

Straight answers about epilepsy, work capacity and TPD claims, written in plain English.

Can epilepsy qualify for TPD?
Yes. The frequency, severity and consequences of seizures can significantly affect employment, but the applicable policy definition still needs to be considered. See Can I Claim TPD?
Can I claim TPD if my epilepsy is controlled?
Yes, potentially, depending on your circumstances. Restrictions or medication effects may still affect your occupation even where seizures themselves are well managed. See Do I Qualify for a TPD Claim?
Can epilepsy prevent me from working as a driver?
It may affect your ability to perform driving-related work, depending on the circumstances and applicable medical and legal requirements, which can vary considerably between roles.
Do I have to have frequent seizures to claim TPD?
No, not necessarily. The overall impact on your ability to work is important, not simply how often seizures occur. See TPD Work Capacity Evidence
Can I claim TPD through superannuation?
You may have TPD insurance through your superannuation without realising it. Thrive Claims can investigate potentially relevant cover. See Do I Have TPD Insurance Through Super?
Can medication side effects alone support a TPD claim?
Yes, potentially. Where side effects such as fatigue, slowed reactions or cognitive changes genuinely affect your ability to perform your role, they may form part of the overall evidence, even if seizures themselves are well controlled.
Can I claim TPD if I am receiving the DSP or NDIS support?
Yes, potentially. Receiving the DSP or NDIS support does not automatically prevent you from having or pursuing TPD insurance through your superannuation, since each is assessed separately.
Can I have more than one TPD policy relevant to my claim?
Yes, potentially. If you've held more than one superannuation account, you may have insurance attached to each. See Multiple TPD Policies & Super Funds
How much does it cost to make a claim?
Nothing upfront. Thrive Claims operates entirely on a No Win, No Fee basis, with your fee explained clearly in writing before any work begins. See Our No Win No Fee
What if my epilepsy claim is rejected?
A rejection isn't necessarily the final word, particularly if the original evidence didn't fully address how your specific occupation intersects with your seizure risk. See TPD Claim Rejected and TPD Claim Appeal

When seizures make driving, shift work, operating machinery or working at heights unsafe, TPD claims may be worth exploring. Thrive Claims can review your superannuation claims options and the insurance held in your fund. Time off for seizure control or medication changes may also raise an income protection claim, and cover held in several accounts may open multiple super funds claims. Our services outline how these fit together.

Epilepsy may begin in childhood, follow a head injury or infection, or appear without a clear cause. Your TPD outcome is guided by policy definitions and work capacity rather than where the condition started. Claims frequently combine physical injury or illness evidence with mental health effects such as anxiety about seizures in public or at work.

If epilepsy contributes to receiving the DSP or NDIS funding, your superannuation insurance may still deserve attention. Neither establishes Total & Permanent Disability (TPD) claims eligibility by itself, but it may have valid basis. If seizures began after a motor vehicle accident, Thrive Claims can help clarify which claims may be open to you.

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Has Epilepsy Changed Your Ability to Work?

Start with a free assessment of your circumstances and any TPD cover held through superannuation.