02
Driving Can Be Particularly Important for Employment
A person whose occupation requires professional driving, operating heavy machinery, working at heights or performing other safety-critical duties may face restrictions that significantly affect their ability to perform their usual job. This doesn't automatically establish TPD, but it can form part of the broader assessment of employment capacity.
03
Epilepsy and TPD Insurance
A diagnosis of epilepsy does not automatically establish TPD eligibility. A potential assessment may consider seizure frequency, severity and treatment response; medication and side effects; workplace safety and your occupation; and attempts to return to work and your prognosis. Can controlled epilepsy still affect your work? Yes, potentially. Even where seizures are reduced or controlled, medication side effects or restrictions on particular activities may still affect employment, for example, someone may be medically stable but unable to perform a role requiring professional driving. Whether this is relevant depends on your policy's definition.
04
What Evidence May Be Relevant?
Evidence may include neurologist reports, EEG results, seizure records, medication history, emergency department and hospital records, work capacity assessments, and driving or occupational restriction documentation. Keeping an accurate record of seizures and their effects may also help your treating team build a clearer picture over time. See TPD Medical Evidence →
05
When Epilepsy Changes What Work You Can Safely Do
Epilepsy can create difficult questions about work, safety and your future employment. If seizures or their consequences have made your occupation difficult or impossible to continue, Thrive Claims can investigate whether you have TPD insurance through your superannuation.