Sow
Understand & prepare.
- Free initial assessment
- Locate every super fund & policy
- Gather medical evidence
No Win, No Fee TPD Claims Specialists
You may have a payout already waiting.
If illness or injury has stopped you working, or is making work hard now, a TPD lump sum may already sit inside your super. We help find it, claim it, and get it paid.
Takes under 30 seconds · Confidential · You pay nothing unless we win
20+ yrsCombined experience
$0No win, no fee
Multi-fundEvery policy you’ve held
Australia-wideSix states
Sow · Nurture · Thrive
One clear path, from first call to final payment.
Every claim moves through the same three stages, the story behind our name, so you always know where you stand.
Nurture
Lodge & manage.
- Formal lodgement with each insurer
- All correspondence handled for you
- Follow-up and negotiation
Thrive
Decision & settlement.
- Approval and payment
- Early release of super where eligible
- Legal backup if complex
Real outcomes
Clients who didn’t know they had cover.
Names changed for privacy. Outcomes depend on individual circumstances and policy terms.
Combined payout
$1m+
Jai’s story
Left construction after workplace bullying led to major depression and PTSD. He didn’t know he held TPD cover. We found three forgotten policies.
Read Jai’s story →Outcome
TPD + IP
Julie’s story
A workplace accident took her capacity to zero. She had no idea her super held cover. Income protection and TPD both approved and paid.
Read Julie’s story →Outcome
2 funds
Daniel’s story
A Queensland mine worker out of the job after an accident. Thrive found TPD cover across two separate super funds. Both approved.
Read Daniel’s story →
What we do
Specialist claims advocacy, on a genuine no win, no fee basis.
TPD Claims
Total and permanent disability payouts through your super.
Superannuation Claims
Navigating your fund and insurer, together.
Income Protection
Ongoing monthly benefits while your claim is assessed.
Multiple Super Funds
We look for every policy you may be entitled to.
Physical Illness & Injury
Support for injuries, illness and chronic conditions.
Mental Health Claims
Confidential support for psychological claims.
DSP Recipients
A DSP payment doesn’t rule out a TPD entitlement.
NDIS Participants
A TPD claim does not cancel an NDIS plan.
Motor Accident Claimants
TAC and CTP claims don’t cancel out a TPD claim.
All Services
Explore our comprehensive range of specialised claims management services.
Why Thrive
Why Australians choose Thrive Claims.
One dedicated specialist, no hidden costs, and legal backup where a claim is complex.
No win, no feeNothing upfront, nothing at all unless your claim succeeds.
No hidden costsYour fee is quoted in writing before any work begins.
Multi-fund expertiseEvery eligible policy, across every fund you’ve held.
End-to-end supportOne team, first phone call to final payment.
Legal backupPartnering lawyers where a claim is complex.
A dedicated specialistOne point of contact who knows your case.
In their words
What our clients say.
“Don’t know what I would have done without the Thrive Claims team. My claims specialist has been incredible and understanding. My claim was approved within 9 months.
Sarah J, VIC
“Thanks for all your hard work. I’m honestly lost for words. I can finally concentrate on getting better and spend time with my family.
Michael S, QLD
“I didn’t even know I had cover. Thrive turned every stone over and found 3 policies I never knew existed. If you want your claim done right, go with Thrive.
Elliot N, NSW
Explore all conditions
Find your condition.
Detailed guides on how each condition may affect a TPD claim.
Mental Health
Depression, PTSD, anxiety
Back Neck & Spine
Chronic back pain, disc injury
Cancer
Breast, prostate, lung
Neurological
MS, epilepsy, brain injury
Chronic Pain & Autoimmune
Fibromyalgia, lupus
All 36 conditions
Browse the full library →
You’re not alone in this
Not sure where you stand?
Find out in under 30 seconds. Free, confidential, no obligation.
Check My Eligibility → Start A Conversation 1300 059 888 thrive@thriveclaims.com.au